Private credit is no longer 'alternative'.
It is structural.

BROKER LED.
OUTCOME FOCUSED.

As serviceability tightens and bank policy becomes increasingly opaque, brokers are being forced to navigate greater complexity, reputational exposure, and execution risk. Capspace is a private lender that removes this uncertainty, delivering value to businesses through aligned commercial facilities, quickly.

Tailored commercial finance, with certainty and speed.
Capspace partners with brokers to deliver responsive, flexible, and commercially structured lending solutions for Australian businesses. Our approach balances speed with disciplined credit assessment, underpinned by clearly defined exit strategies, property-backed security, and a focus on achieving practical commercial outcomes.

COMMERCIAL LENDING SOLUTIONS

What we do well.

Tailored commercial lending facilities:
- Sweet spot: $500K – $10M business loans
- $10M – $20M on a case-by-case basis
- 1 – 36 months
- 1st mortgages, 2nd mortgages, and bridging loans (uncoded)
- Blended and stretched LVRs (up to 80%)
- Secured (residential and commercial properties)
- Serviced or capitalised interest with no minimum interest period, and no break costs
High-touch BDM support
Consistent credit decisioning with direct access to decision-makers
Metro and non-metro property lending

What we don’t do.

Unsecured debt or coded loans
Limited regional and land appetite (on a case-by-case basis)
Construction lending
Development lending

What we do well.

Tailored commercial lending facilities:
- Sweet spot: $500K – $10M business loans
- $10M – $20M on a case-by-case basis
- 1 – 36 months
- 1st mortgages, 2nd mortgages, and bridging loans (uncoded)
- Blended and stretched LVRs (up to 80%)
- Secured (residential and commercial properties)
- Serviced or capitalised interest with no minimum interest period, and no break costs
High-touch BDM support
Consistent credit decisioning with direct access to decision-makers
Metro and non-metro property lending